Transforming Data Into Decision-Making Tools

National Brokerage Services Underwriting and Analytics team scrutinizes employee benefits plan data to ensure programs are innovative, measured and aggressively priced. Our team deconstructs employer claims spend into outlying cost drivers that fuel increases, and offers actionable solutions to optimize plan features and reduce expenses. Our risk management techniques drive improved outcomes by evaluating healthcare claims and financial data for trends and anomalies; Seeking to eliminate or mitigate risk using sophisticated tools and resources; Designing programs to focus on cost drivers; Advising on strategies to retain risk through self-insurance and partial self-funding; and Transferring risk through insurance at the most aggressive and sustainable levels.